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๐Ÿ† Award-Winning Digital Sacco Since 2015

Save. Earn.
Thrive.

โ€ข ENDLESS POSSIBILITIES โ€ข

Kenya's most innovative digital cooperative โ€” built for the ambitious generation. Open an account in under 10 minutes.

Mombo Sacco
AK
Good morning,
Amara Kamau ๐Ÿ‘‹
Total Savings
KSh 87,450
+8% profit ยท Emerald Account
๐Ÿ’พ
Save
๐Ÿ’ณ
Loan
๐Ÿ“ค
Send
๐ŸŽฏ
Goals
Recent Activity
๐Ÿ”ฅ
Monthly Savings
Today 09:34
+5,000
๐Ÿ†
Top Saver Reward
Nov 1
+450
๐Ÿฆ
Profit Credited
Oct 31
+1,240
๐Ÿ 
Home
๐Ÿ’ผ
Loans
๐ŸŽฏ
Goals
๐Ÿ‘ค
Profile
Flexible Accounts
Choose an account that grows with you
๐ŸŒฑ
Starter Account
Perfect for new savers. Low minimum deposit with full digital access.
5% p.a
Annual Returns
๐Ÿ’Ž
Emerald Account
Our most popular plan. Enhanced savings with premium benefits.
8% p.a
Annual Returns
๐Ÿ†
Gold Account
Maximum returns for committed savers. Priority service included.
9% p.a
Annual Returns
๐ŸŒ
Diaspora Account
Designed for Kenyans abroad. Save in KSh from anywhere.
8.5% p.a
Annual Returns

Our Story

Founded in 2015 in Kilimani, Nairobi, Mombo Sacco started with KSh 1.1M and a dream โ€” to make financial growth accessible to every Kenyan, at home and abroad.

KSh 130M+
Asset Base 2023
2015
Founded in Nairobi
9% p.a
Top Returns
๐Ÿ›ก๏ธ
Regulated & Trusted
Licensed by the Commissioner of Cooperatives with APA insurance on all savings.
๐Ÿ“ฑ
100% Digital
No branch needed. Open an account in under 10 minutes from your phone.
๐ŸŒ
Open to Diaspora
Kenyans abroad can save and grow their wealth with us from anywhere.
๐Ÿ’ฐ
Endless Possibilities
From KSh 1.1M to KSh 1 Billion by 2030 โ€” your growth is our mission.
๐Ÿ›ก๏ธ Regulated ยท Commissioner of Cooperatives
๐Ÿ”’ APA Insurance on all Savings
๐Ÿ“ฑ 100% Digital ยท No Branch Needed
๐ŸŒ Open to Kenyan Diaspora
โšก Open Account in Under 10 min
๐Ÿ† Kenya's Award-Winning Sacco
๐Ÿ’ฐ Up to 9% p.a Returns
โœจ Endless Possibilities
๐Ÿ“ Est. 2015 ยท Kilimani, Nairobi
๐Ÿ›ก๏ธ Regulated ยท Commissioner of Cooperatives
๐Ÿ”’ APA Insurance on all Savings
๐Ÿ“ฑ 100% Digital ยท No Branch Needed
๐ŸŒ Open to Kenyan Diaspora
โšก Open Account in Under 10 min
๐Ÿ† Kenya's Award-Winning Sacco
๐Ÿ’ฐ Up to 9% p.a Returns
โœจ Endless Possibilities
๐Ÿ“ Est. 2015 ยท Kilimani, Nairobi
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```html id="4kzs91" Why Mombo

Built for modern Kenya

No queues, no paperwork. Manage your financial life from your phone, 24/7.

๐Ÿ“ฑ

Mombo App

Open accounts, apply for loans, track goals, pay bills and manage everything in one place.

๐ŸŽฏ

Goal Savings

Save for school fees, travel, a home โ€” with Sprint (6% p.a.) and Marathon (12% p.a.) goal accounts.

โšก

MWallet

Digital wallet with instant transfers, M-Pesa & bank integration, split bills, gifts and overdraft.

๐Ÿ›ก๏ธ

MScore Lending

Smart credit scoring using transaction behavior, geo-data and app activity โ€” fair loans for more people.

๐Ÿ†

MRewards

Earn cash monthly, annually and on referrals just for saving and using Mombo products.

๐Ÿ”’

APA Insurance

Savings insured โ€” in the event of death or permanent disability, your savings are doubled for your family.

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ENDLESS POSSIBILITIES

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Join thousands of Kenyans building real wealth with Mombo Sacco. Open in under 10 minutes.